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Opening an Account FAQs

HOW CAN I OPEN AN ACCOUNT?

For our Fixed Rate Deposit Accounts, 120 Day Notice Account and Instant Access Savings Accounts customers can either:

  • Apply on our website 
  • Download a postal application form on our website
  • Request a postal application pack be sent to them by calling 0800 387704

DO I NEED TO HOLD A CURRENT ACCOUNT WITH HARRODS BANK TO OPEN A SAVINGS ACCOUNT?

No, the Bank does not require other products to be held to open a savings account or Fixed Rate Deposit Account.

DO I STILL NEED TO SEND YOU IDENTIFICATION AND ADDRESS VERIFICATION DOCUMENTS IF I APPLY ONLINE?

To comply with current UK legislation the Bank needs to verify your identity. We will do this electronically from your application. If we are unable to complete our checks in this way we will contact you and you will need to send certified copies of the documents. For details of acceptable identification documents please click here.
 

IF I SEND A CHEQUE TO OPEN THE ACCOUNT, TO WHOM DO I MAKE IT PAYABLE?

Cheques should be made payable to the named applicants e.g. if the account is for Mr Smith, please make the cheque payable to Mr Smith; if the account is for Mr and Mrs Smith, cheque should be payable to Mr & Mrs Smith.

FOR HOW LONG WILL THESE PRODUCTS BE AVAILABLE?

There are no plans to change or withdraw the current products.  However, we cannot guarantee their availability so we advise you to apply as soon as possible to secure the term and rate you require.

The list of available products has changed. Can I apply for one of the previous products?

From time to time we vary the range of products and interest rates we have on offer. Once we remove a product issue from sale you will not be able to apply for it. However, with a range on offer we invite you to take the time to review the other products available to you.