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Fixed Rate Savings Accounts 

We recognise that savers have individual needs, and so provide an array of savings accounts designed to satisfy these. It is our aim to make your banking experience as simple and straightforward as possible,  and our approachable team will work with you to offer the best products and services possible.   

Our fixed rate deposits help to protect your savings from interest rate fluctuations and you will know exactly what interest rate you will earn for the set period of the product. Terms are available for 1 or 2 years. Interest is posted annually on 31st December and at maturity, and can either be paid to a Harrods Call Deposit Account or be added to your Fixed Rate Deposit Account. However, no withdrawals are permitted and your capital must remain in the account until the maturity date. You can enjoy peace of mind knowing exactly how much interest you will earn and we will write to you before the account matures to enable you to consider your options.

All eligible deposits held with Harrods Bank are protected the Financial Services Compensation Scheme (“FSCS”), the UK’s deposit protection scheme. Please click here for more details.

Our Fixed Rate Accounts

1 Year Fixed Rate Savings Account
from1.05%
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2 Year Fixed Rate Savings Account
from1.25%
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1 Year Fixed Rate Deposit

AER
1.05%
Gross Interest
1.05%
Term
1 year fixed
Features
  • No withdrawals during the term
  • Interest paid annually

2 Year Fixed Rate Deposit

AER
1.25%
Gross Interest
1.25%
Term
2 year fixed
Features
  • No withdrawals during the term
  • Interest paid annually