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Harrods Bank
 

RESIDENTIAL TRACKER MORTGAGES

OUR RESIDENTIAL TRACKER MORTGAGES

CURRENT MORTGAGE INTEREST RATES EFFECTIVE FROM 25 OCTOBER 2016
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.00% arrangement fee
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.89%
(BoE rate + 2.64%)
APR
4.50%
Product fee †
Minimum 1.00% arrangement fee
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.44%
(BoE rate + 3.19%)
APR
4.50%
Product fee †
Minimum 1.00% arrangement fee
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.89%
(BoE rate + 2.64%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.44%
(BoE rate + 3.19%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.94%
(BoE rate + 2.69%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.54%
(BoE rate + 3.29%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.94%
(BoE rate + 2.69%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.54%
(BoE rate + 3.29%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information

FOLLOW ON RATES: Standard variable rate currently 4.99%
MAXIMUM LOAN: £10M
† All residential rates available as a Foreign Currency Mortgage – An additional fee of £500 will be charged for a Foreign Currency Mortgage.
All tracker accounts will track Bank of England rates to a minimum of 0%.
*B of E = Bank of England          This rate sheet is for information only and does not constitute a personalised  European Standardised Information Sheet (ESIS)