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Harrods Bank
 

RESIDENTIAL FIXED RATE MORTGAGES

OUR RESIDENTIAL FIXED RATE MORTGAGES

CURRENT MORTGAGE INTEREST RATES EFFECTIVE FROM 25 OCTOBER 2016

 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.44%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
2.69%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
 
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.19%
APR
4.40%
Product fee †
Minimum 1% arrangement fee
LTV
£500K - £1M 70% repayment
£1M - £2.5M 75% repayment
65% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.49%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
2.74%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
 
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.24%
APR
4.40%
Product fee †
Minimum 1% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.74%
APR
4.70%
Product fee †
Minimum 1% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
3.04%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
 
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.59%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.99%
APR
4.70%
Product fee †
Minimum 1% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
3.24%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
 
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.84%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information


FOLLOW ON RATES: Standard variable rate currently 4.99%
MAXIMUM LOAN: £10M
† All residential rates available as a Foreign Currency Mortgage– An additional fee of £500 will be charged for a Foreign Currency Mortgage.
All tracker accounts will track Bank of England rates to a minimum of 0%.
*B of E = Bank of England          This rate sheet is for information only and does not constitute a personalised  European Standardised Information Sheet (ESIS)