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OUR RESIDENTIAL TRACKER MORTGAGES

CURRENT MORTGAGE INTEREST RATES EFFECTIVE FROM 08 MAY 2017
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
3% Yr 1
1% Yr 2
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.99%
(BoE rate + 2.74%)
APR
4.70%
Product fee †
Minimum 1.50% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
3% Yr 1
1% Yr 2
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.99%
(BoE rate + 2.74%)
APR
4.70%
Product fee †
Minimum 1.50% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.50% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
3% Yr 1
1% Yr 2
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.99%
(BoE rate + 2.74%)
APR
4.70%
Product fee †
Minimum 1.75% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information

Residential Tracker Mortgages


With our Base Rate Tracker mortgage, the interest rate adjusts in line with the Bank of England base rate. We will inform you of any changes in advance. 

Both fixed rate and tracker mortgages are available on both a repayment or interest-only option.

Loan sizes are between £1M and £10M. Product pricing, fees and features will be agreed on a case-by-case basis. Minimum income £150,000 (single or joint). Maximum loan term is 25 years. If a property is held within a Limited Company, please contact us for further guidance. 

Repayment: Your monthly mortgage payment can be arranged to cover both the capital you have borrowed and the interest charged. This will repay your loan at the end of the agreed term.
Interest-Only: With our Interest-Only mortgage, your repayments will only cover the interest due on the amount borrowed. Therefore, you must have a suitable repayment strategy to repay the capital borrowed.
  • FOLLOW ON RATES: Standard variable rate currently 4.99%
  • MAXIMUM LOAN: £10M. Loans between £7.5M and £10M will be priced on a bespoke basis (Max LTV 60%, 55% for Interest-Only)
  • Selected residential rates available as a Foreign Currency Mortgage – An additional fee of £500 will be charged for a Foreign Currency Mortgage.
  • All tracker accounts will track Bank of England rates to a minimum of 0%.
  • *B of E = Bank of England
  • This rate sheet is for information only and does not constitute a personalised European Standardised Information Sheet (ESIS)
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE