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All Mortgage Rates

CURRENT MORTGAGE INTEREST RATES EFFECTIVE FROM 13 APRIL 2017
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.44%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
2.69%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
 
LTV
75% repayment
65% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.19%
APR
4.40%
Product fee †
Minimum 1% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.89%
(BoE rate + 2.64%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.44%
(BoE rate + 3.19%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
75% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 2 Year Fixed Rate
Initial interest rate
3.24%
APR
4.90%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 3 Year Fixed Rate
Initial interest rate
3.39%
APR
4.80%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% Year 1&2
1% Year 3
 
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 5 Year Fixed Rate
Initial interest rate
3.49%
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% in Years 1&2
2% in Years 3&4
1% in Year 5
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 2 Year Tracker
Initial interest rate
3.09%
(BoE rate + 2.84%)
APR
4.80%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 3 Year Tracker
Initial interest rate
3.49%
(BoE rate + 3.24%)
APR
4.70%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 5 Year Tracker
Initial interest rate
4.04%
(BoE rate + 3.79%)
APR
4.70%
Product fee †
Minimum 1.25% arrangement fee
(1.75% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.49%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
2.74%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
 
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.24%
APR
4.40%
Product fee †
Minimum 1% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.89%
(BoE rate + 2.64%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.44%
(BoE rate + 3.19%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
70% repayment
65% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 2 Year Fixed Rate
Initial interest rate
3.24%
APR
4.90%
Product fee †
Minimum 1.50% arrangement fee
(2% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 3 Year Fixed Rate
Initial interest rate
3.39%
APR
4.80%
Product fee †
Minimum 1.50% arrangement fee
(2% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% Year 1&2
1% Year 3
 
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 5 Year Fixed Rate
Initial interest rate
3.49%
APR
4.60%
Product fee †
Minimum 1.50% arrangement fee
(2% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
3% in Years 1&2
2% in Years 3&4
1% in Year 5
Annual overpayment allowance
5%
More Information
Product
Buy-to-Let 2 Year Tracker
Initial interest rate
3.09%
(BoE rate + 2.84%)
APR
4.80%
Product fee †
Minimum 1.50% arrangement fee
(2% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 3 Year Tracker
Initial interest rate
3.59%
(BoE rate + 3.34%)
APR
4.80%
Product fee †
Minimum 1.75% arrangement fee
(2.25% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Buy-to-Let 5 Year Tracker
Initial interest rate
4.24%
(BoE rate + 3.99%)
APR
4.90%
Product fee †
Minimum 1.75% arrangement fee
(2.25% for SPV)
LTV
60%
(60% for Interest Only)
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.74%
APR
4.70%
Product fee †
Minimum 1% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
3.04%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
 
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.59%
APR
4.50%
Product fee †
Minimum 1% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.94%
(BoE rate + 2.69%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.54%
(BoE rate + 3.29%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
65% repayment
60% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
 
 
Product Initial interest rate Overall cost for comparison (APR) Product Fee † Loan to Value (LTV) Early Repayment charges Annual overpayment allowance More Information
Product
Residential 2 year fixed rate
Initial interest rate
2.99%
APR
4.70%
Product fee †
Minimum 1% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1
1% Year 2
Annual overpayment allowance
5%
More Information
Product
Residential 3 year fixed rate
Initial interest rate
3.24%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
 
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1&2
1% Year 3
Annual overpayment allowance
5%
More Information
Product
Residential 5 year fixed rate
Initial interest rate
3.84%
APR
4.60%
Product fee †
Minimum 1% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
3% Year 1&2
2% Year 3&4
1% Year 5
Annual overpayment allowance
5%
More Information
Product
Residential 2 Year Tracker
Initial interest rate
2.49%
(BoE rate + 2.24%)
APR
4.60%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 3 Year Tracker
Initial interest rate
2.94%
(BoE rate + 2.69%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information
Product
Residential 5 Year Tracker
Initial interest rate
3.54%
(BoE rate + 3.29%)
APR
4.50%
Product fee †
Minimum 1.25% arrangement fee
LTV
60% repayment
55% interest-only
Early repayment charges
ERC - Free
Annual overpayment allowance
ERC - Free
More Information