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HISTORIC RATES OF INTEREST for personal customers

Historic INTEREST RATES FOR DEPOSITORS
The table below itemises the historic products and interest rates that are no longer available for Personal account depositors. The table shows the qualifying conditions to earn interest and the dates between which each rate was available.

Harrods Bank 1 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 08 December 2014 06 October 2015 1.75% 1.75%
Issue 2 Existing Customers 07 December 2015 22 December 2015 2.05% 2.05%
Issue 3 Existing Customers 23 December 2015 22 January 2016 1.90% 1.90%
Issue 4 Existing Customers 23 January 2016 02 March 2016 1.60% 1.60%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.35% 1.35%
Issue 7 New Customers 10 August 2016 28 September 2016 0.90% 0.90%
Issue 6 Existing Customers 10 August 2016 28 September 2016 1.00% 1.00%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.15% 1.15%
Issue 9 New Customers 29 September 2016 06 October 2016 1.10% 1.10%
Issue 10 Existing Customers 06 October 2016 04 November 2016 1.25% 1.25%
Issue 11 New Customers 06 October 2016 04 November 2016 1.20% 1.20%
Issue 12 Existing Customers 04 November 2016 18 November 2016 1.35% 1.35%
Issue 13 New Customers 04 November 2016 21 November 2016 1.30% 1.30%
Issue 14 All Customers 09 December 2016 15 February 2017 1.30% 1.30%

Harrods Bank 1 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 08 December 2014 06 October 2015 1.75% 1.75%
Issue 2 Existing Customers 07 December 2015 22 December 2015 2.05% 2.05%
Issue 3 Existing Customers 23 December 2015 22 January 2016 1.90% 1.90%
Issue 4 Existing Customers 23 January 2016 02 March 2016 1.60% 1.60%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.35% 1.35%
Issue 7 New Customers 10 August 2016 28 September 2016 0.90% 0.90%
Issue 6 Existing Customers 10 August 2016 28 September 2016 1.00% 1.00%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.15% 1.15%
Issue 9 New Customers 29 September 2016 06 October 2016 1.10% 1.10%
Issue 10 Existing Customers 06 October 2016 04 November 2016 1.25% 1.25%
Issue 11 New Customers 06 October 2016 04 November 2016 1.20% 1.20%
Issue 12 Existing Customers 04 November 2016 18 November 2016 1.35% 1.35%
Issue 13 New Customers 04 November 2016 21 November 2016 1.30% 1.30%
Issue 14 All Customers 09 December 2016 15 February 2017 1.30% 1.30%

Harrods Bank 18 Month Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 1.95% 1.95%
Issue 2 Existing Customers 12 March 2015 06 October 2015 1.85% 1.85%
Issue 3 Existing Customers 07 October 2015 22 January 2016 2.10% 2.10%
Issue 4 Existing Customers 23 January 2015 02 March 2016 1.70% 1.70%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.40% 1.40%
Issue 7 New Customers 09 August 2016 28 September 2016 0.95% 0.95%
Issue 6 Existing Customers 09 August 2016 28 September 2016 1.05% 1.05%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.25% 1.25%
Issue 9 New Customers 29 September 2016 06 October 2016 1.20% 1.20%
Issue 10 Existing Customers 06 October 2016 04 November 2016 1.35% 1.35%
Issue 11 New Customers 06 October 2016 04 November 2016 1.30% 1.30%
Issue 12 Existing Customers 04 November 2016 18 November 2016 1.45% 1.45%
Issue 13 New Customers 04 November 2016 21 November 2016 1.40% 1.40%
Issue 14 All Customers 09 December 2016 15 February 2017 1.40% 1.40%
Issue 15 All Customers 15 February 2017 07 March 2017 1.40% 1.40%
Issue 16 All Customers 07 March 2017 23 May 2017 1.15% 1.15%

Harrods Bank 18 Month Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 1.95% 1.95%
Issue 2 Existing Customers 12 March 2015 06 October 2015 1.85% 1.85%
Issue 3 Existing Customers 07 October 2015 22 January 2016 2.10% 2.10%
Issue 4 Existing Customers 23 January 2015 02 March 2016 1.70% 1.70%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.40% 1.40%
Issue 7 New Customers 09 August 2016 28 September 2016 0.95% 0.95%
Issue 6 Existing Customers 09 August 2016 28 September 2016 1.05% 1.05%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.25% 1.25%
Issue 9 New Customers 29 September 2016 06 October 2016 1.20% 1.20%
Issue 10 Existing Customers 06 October 2016 04 November 2016 1.35% 1.35%
Issue 11 New Customers 06 October 2016 04 November 2016 1.30% 1.30%
Issue 12 Existing Customers 04 November 2016 18 November 2016 1.45% 1.45%
Issue 13 New Customers 04 November 2016 21 November 2016 1.40% 1.40%
Issue 14 All Customers 09 December 2016 15 February 2017 1.40% 1.40%
Issue 15 All Customers 15 February 2017 07 March 2017 1.40% 1.40%
Issue 16 All Customers 07 March 2017 23 May 2017 1.15% 1.15%

Harrods Bank 2 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 2.25% 2.25%
Issue 2 Existing Customers 12 March 2015 06 October 2015 1.95% 1.95%
Issue 3 Existing Customers 07 October 2015 22 December 2015 2.35% 2.35%
Issue 4 Existing Customers 23 December 2015 22 January 2016 2.15% 2.15%
Issue 5 Existing Customers 23 January 2016 02 March 2016 1.85% 1.85%
Issue 6 Existing Customers 03 March 2016 02 August 2016 1.50% 1.50%
Issue 7 Existing Customers 09 August 2016 28 September 2016 1.15% 1.15%
Issue 8 New Customers 09 August 2016 28 September 2016 1.05% 1.05%
Issue 9 Existing Customers 29 September 2016 06 October 2016 1.35% 1.35%
Issue 10 New Customers 29 September 2016 06 October 2016 1.30% 1.30%
Issue 11 Existing Customers 06 October 2016 24 October 2016 1.45% 1.45%
Issue 12 New Customers 06 October 2016 24 October 2016 1.40% 1.40%
Issue 13 Existing Customers 24 October 2016 18 November 2016 1.55% 1.55%
Issue 14 New Customers 24 October 2016 21 November 2016 1.50% 1.50%
Issue 15 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 16 All Customers 15 February 2017 07 March 2017 1.50% 1.50%

Harrods Bank 2 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 2.25% 2.25%
Issue 2 Existing Customers 12 March 2015 06 October 2015 1.95% 1.95%
Issue 3 Existing Customers 07 October 2015 22 December 2015 2.35% 2.35%
Issue 4 Existing Customers 23 December 2015 22 January 2016 2.15% 2.15%
Issue 5 Existing Customers 23 January 2016 02 March 2016 1.85% 1.85%
Issue 6 Existing Customers 03 March 2016 02 August 2016 1.50% 1.50%
Issue 7 Existing Customers 09 August 2016 28 September 2016 1.15% 1.15%
Issue 8 New Customers 09 August 2016 28 September 2016 1.05% 1.05%
Issue 9 Existing Customers 29 September 2016 06 October 2016 1.35% 1.35%
Issue 10 New Customers 29 September 2016 06 October 2016 1.30% 1.30%
Issue 11 Existing Customers 06 October 2016 24 October 2016 1.45% 1.45%
Issue 12 New Customers 06 October 2016 24 October 2016 1.40% 1.40%
Issue 13 Existing Customers 24 October 2016 18 November 2016 1.55% 1.55%
Issue 14 New Customers 24 October 2016 21 November 2016 1.50% 1.50%
Issue 15 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 16 All Customers 15 February 2017 07 March 2017 1.50% 1.50%

Harrods Bank 3 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 2.50% 2.50%
Issue 2 Existing Customers 12 March 2015 06 October 2015 2.25% 2.25%
Issue 3 Existing Customers 07 October 2015 18 February 2016 2.40% 2.40%
Issue 4 Existing Customers 19 February 2016 02 March 2016 1.90% 1.90%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.65% 1.65%
Issue 7 New Customers 09 August 2016 28 September 2016 1.10% 1.10%
Issue 6 Existing Customers 09 August 2016 28 September 2016 1.20% 1.20%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.45% 1.45%
Issue 9 New Customers 28 September 2016 06 October 2016 1.40% 1.40%
Issue 10 Existing Customers 06 October 2016 18 November 2016 1.55% 1.55%
Issue 11 New Customers 06 October 2016 21 November 2016 1.50% 1.50%
Issue 12 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 13 All Customers 15 February 2017 02 June 2017 1.50% 1.50%

Harrods Bank 3 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 March 2015 2.50% 2.50%
Issue 2 Existing Customers 12 March 2015 06 October 2015 2.25% 2.25%
Issue 3 Existing Customers 07 October 2015 18 February 2016 2.40% 2.40%
Issue 4 Existing Customers 19 February 2016 02 March 2016 1.90% 1.90%
Issue 5 Existing Customers 03 March 2016 02 August 2016 1.65% 1.65%
Issue 7 New Customers 09 August 2016 28 September 2016 1.10% 1.10%
Issue 6 Existing Customers 09 August 2016 28 September 2016 1.20% 1.20%
Issue 8 Existing Customers 29 September 2016 06 October 2016 1.45% 1.45%
Issue 9 New Customers 28 September 2016 06 October 2016 1.40% 1.40%
Issue 10 Existing Customers 06 October 2016 18 November 2016 1.55% 1.55%
Issue 11 New Customers 06 October 2016 21 November 2016 1.50% 1.50%
Issue 12 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 13 All Customers 15 February 2017 02 June 2017 1.50% 1.50%

Harrods Bank 5 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 April 2016 2.75% 2.75%
Issue 2 Existing Customers 03 March 2016 04 July 2016 2.30% 2.30%
Issue 3 Existing Customers 05 July 2016 02 August 2016 1.70% 1.70%
Issue 4 Existing Customers 09 August 2016 04 November 2016 1.40% 1.40%
Issue 5 New Customers 09 August 2016 04 November 2016 1.30% 1.30%
Issue 6 Existing Customers 04 November 2016 18 November 2016 1.55% 1.55%
Issue 7 New Customers 04 November 2016 21 November 2016 1.50% 1.50%
Issue 8 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 9 All Customers 15 February 2017 02 June 2017 1.50% 1.50%

Harrods Bank 5 Year Fixed Rate Deposit
(MINIMUM DEPOSIT £20,000) - Interest Paid Annually

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 05 January 2015 11 April 2016 2.75% 2.75%
Issue 2 Existing Customers 03 March 2016 04 July 2016 2.30% 2.30%
Issue 3 Existing Customers 05 July 2016 02 August 2016 1.70% 1.70%
Issue 4 Existing Customers 09 August 2016 04 November 2016 1.40% 1.40%
Issue 5 New Customers 09 August 2016 04 November 2016 1.30% 1.30%
Issue 6 Existing Customers 04 November 2016 18 November 2016 1.55% 1.55%
Issue 7 New Customers 04 November 2016 21 November 2016 1.50% 1.50%
Issue 8 All Customers 09 December 2016 15 February 2017 1.50% 1.50%
Issue 9 All Customers 15 February 2017 02 June 2017 1.50% 1.50%

Harrods Bank 120 Day Notice
(MINIMUM DEPOSIT £20,000) - Interest Paid Quarterly

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 08 December 2014 22 January 2016 1.76% 1.75%
Issue 2Never launched
Issue 3 Existing Customers 23 January 2016 02 March 2016 1.46% 1.45%
Issue 4 Existing Customers 03 August 2016 10 August 2016 1.21% 1.20%
Issue 5 Existing Customers 10 August 2016 18 November 2016 0.70% 0.70%
Issue 6 New Customers 09 August 2016 21 November 2016 0.60% 0.60%

Harrods Bank Instant Access Savings
(MINIMUM DEPOSIT £25,000) - Interest Paid Quarterly

Issue no. Type Date issued Date withdrawn AER Gross Rate
Issue 1 Existing Customers 01 July 2015 16 December 2015 1.51% 1.50%
Issue 2 Existing Customers 17 December 2015 22 January 2016 1.31% 1.30%
Issue 3 Existing Customers 23 January 2016 10 August 2016 1.11% 1.10%
Issue 4 Existing Customers 10 August 2016 18 November 2016 0.60% 0.60%
Issue 5 New Customers 10 August 2016 21 November 2016 0.50% 0.50%

HARRODS BANK 3 Year  FIXED RATE REWARD & EXPERIENCE ACCOUNT
(MINIMUM DEPOSIT £20,000) - INTEREST PAID ANNUALLY

Issue no. Date issued Date withdrawn AER Gross Rate
Issue 1 17 November 2014 11 March 2015 2.20% 2.20%
 

HARRODS BANK 2 Year  FIXED RATE REWARD & EXPERIENCE ACCOUNT
(MINIMUM DEPOSIT £20,000) - INTEREST PAID ANNUALLY

Issue no. Date issued Date withdrawn AER Gross Rate
Issue 1 17 November 2014 11 March 2015 2.00% 2.00%

 

HARRODS BANK DEPOSiT ACCOUNT
INTEREST PAID QUARTERLY

Date Issued Date rate withdrawn AER Gross Rate
CLOSED
CLOSED
09 December 2016
Current Rate
0.30%
0.25%
0.30%
0.25%
 

HARRODS SAVINGS ACCOUNT
INTEREST PAID QUARTERLY

Date Issued Date Rate withdrawn AER Gross Rate
CLOSED
CLOSED
09 December 2016
Current Rate
0.30%
0.25%
0.30%
0.25%
 

HARRODS BANK CALL DEPOSIT ACCOUNT
INTEREST PAID QUARTERLY

Date Issued Date Rate Withdrawn Balances of: AER Gross Rate
CLOSED 09 December 2016 £100,000+ 0.85% 0.85%
CLOSED 09 December 2016 £50,000 - £99,999 0.60% 0.60%
CLOSED 09 December 2016 £1 - £49,999 0.30% 0.30%
CLOSED Current Rate £100,000+   (BOE* +0.25%) 0.50% 0.50%
CLOSED Current Rate £1 - £99,999 (BOE* +0.00%) 0.25% 0.25%
* Bank of England Base Rate See note 6    
 

HARRODS BANK HIGH VALUE CAPITAL 90 DAY NOTICE ACCOUNT
INTEREST PAID QUARTERLY (minimum deposit £10,000)

Date Issued Date Rate Withdrawn  Balances of; AER Gross Rate
CLOSED 09 December 2016 £100,000+ 1.16% 1.15%
CLOSED 09 December 2016 £50,000 - £99,999 0.95% 0.95%
CLOSED 09 December 2016 £10,000 - £49,999 0.75% 0.75%
CLOSED Current Rate £100,000+ 0.70% 0.70%
CLOSED Current Rate £50,000 - £99,999 0.50% 0.50%
CLOSED Current Rate £10,000 - £49,999 0.25% 0.25%
 

HARRODS BANK HIGH VALUE DEPOSIT 35 DAY NOTICE ACCOUNT
INTEREST PAID MONTHLY (minimum deposit £5,000)

Date Issued Date Rate Withdrawn Balances of; AER Gross Rate
CLOSED 09 December 2016 £100,000+ 1.00% 1.00%
CLOSED 09 December 2016 £50,000 - £99,999 0.75% 0.75%
CLOSED 09 December 2016 £5,000 - £49,999 0.50% 0.50%
CLOSED Current Rate £100,000+ 0.50% 0.50%
CLOSED Current Rate £50,000 - £99,999 0.50% 0.50%
CLOSED Current Rate £5,000 - £49,999 0.25% 0.25%
 

HARRODS Children's SAVINGS Account
INTEREST PAID monthly

Date Issued Date Rate withdrawn Balances of; AER Gross Rate
2009 09 December 2016 £100,000 + 1.00% 1.00%
2009 09 December 2016 £50,000 - £99,999 0.75% 0.75%
2009 09 December 2016 £1 - £49,999 0.60% 0.60%
CLOSED 07/04/17 Current Rate £100,000 + 0.60% 0.60%
CLOSED 07/04/17 Current Rate £50,000 - £99,999 0.50% 0.50%
CLOSED 07/04/17 Current Rate £49,999 or below 0.25% 0.25%
    

personal High Value Current AccounT
(minimum deposit to earn interest £5,000) - interest paid monthly

Date Issued Date Withdrawn Balances of; AER Gross Rate
2009 09 December 2016 £50,000 + 0.30% 0.30%
2009 09 December 2016 £25,000 - £49,999 0.30% 0.30%
2009 09 December 2016 £10,000 - £24,999 0.20% 0.20%
CLOSED 07/04/17 Current Rate £5,000 + 0.20% 0.20%
Interest is paid on whole balances, for example, if your total balance is £13,000, this will attract the gross interest for that band on the full £13,000.


 

Bank of England Base Rate (effective 04.08.2016) : 0.25%

IMPORTANT INFORMATION: ALL THE ABOVE RATES ARE SUBJECT TO VARIATION

  1. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. This allows you to compare easily what return you can expect from your savings over time.
  2. The Gross Rate is the rate of interest you would receive on a savings account before the deduction of income tax.
  3. In the case of the 120 Notice Account, you can make withdrawals only after you have given notice and the notice period has expired. In the case of the High Value Capital and High Value Deposit Accounts, you can make withdrawals without giving notice, but you will be charged interest based on the relevant notice period and amount withdrawn.
  4. We may make changes to these rates without notice if the change is in your favour. Where the change is to your disadvantage we will give 2 months’ notice.
  5. The rates and information in this leaflet applicable to your account form part of the terms that apply to your account.
  6. From 09 December 2016 the Call Deposit account will track the Bank of England Base Rate to a minimum of 0%. Rate changes will be effective from the first working day of the month following the month in which the Bank of England Base Rate changes.